Navigator Insurance Brokers Inc - MetLife

Insurer Product Details

Expat Plan (employees living & working overseas)

International Business Travel Medical (IBTM) – For short-term int’l travellers

International Business Travel Medical (IBTM) – For short-term int’l travellers

Includes Medical, Dental, Life AD&D, Vol Life, Vision, LTD, Medical EVAC, & EAP (EE’s must be on assignment 6+months).
Flexibility with US Medical Networks – We offer access to Cigna, Aetna, & PCHS Multiplan in US.
Unmatched Direct Pay Networks Internationally – MetLife settles claims with providers directly so members do not have to pay out of pocket!
24/7 Live Customer Service Support Via Our Local Service Centers – No delays in response times to member inquiries, claims paid fast, etc.
Plans begin at 2 lives (50 total company employees including US)
Standard broker commissions – 10%

International Business Travel Medical (IBTM) – For short-term int’l travellers

International Business Travel Medical (IBTM) – For short-term int’l travellers

International Business Travel Medical (IBTM) – For short-term int’l travellers

Provides coverage for Urgent and Emergent Medical Care virtually anywhere in the world
Also covers emergency dental, sojourn/leisure travel, & traveling dependents. AD&D benefit offered
Coverage is portable – follows employee from country to country
No Census necessary
Standard broker commissions – 15%
Plans begin as low at $1,500