Information about Aetna

Employee Medical Insurance

Aetna custom plans give employers the flexibility to create benefit solutions that include a choice of Indemnity, HRA, and PPO medical plans, coupled with specialized products and services that enhance their overall international benefit offerings. Our plans provide portable and comprehensive worldwide medical coverage, so expatriate employees can access care from the provider of their choice — anywhere in the world.

Aetna Ascent® Plans are designed for groups of 2-10 expatriate employees. Each plan offers comprehensive global health care coverage and innovative wellness program. There are a variety of Aetna Ascent® plans from which to choose. Each plan includes:

• Preferred Provider Organization (PPO) medical coverage
• Pharmacy
• Vision
• Optional dental with optional orthodontia
• Emergency assistance services
• Mental health counselling and resources through our Employee Assistance Program (EAP)

Group Health Savings Insurance 

Save up to 25%** on monthly payments. When medical costs are lower than anticipated, you can get money back for your business. You make a single payment each month that covers claims, your terminal reserve, stop loss insurance and plan administration. Plus, Aetna's Springboard Marketplace® platform makes it easy with digital shopping, enrollment and reporting capabilities. You can get money back and protection with stop loss insurance. Plus, Aetna plan designs provide access to the Aetna® value-based care networks and health and wellness benefits. So you win all around.

Employee Travel Insurance 

Aetna International WorldTravelerSM and WorldTravelerSM Plus plans provide medical coverage and emergency assistance services to employees who are traveling on international business trips for six months or less.

The plans include access to medical assistance services, travel assistance services, emergency assistance services and translation services. Both plans feature streamlined quoting, implementation and administration processes for employers, and provide extra peace of mind for employees.

The Aetna WorldTraveler® Plus plan takes it one step further to provide even more peace of mind for your travelers. A few of the upgrades in this plan include:

• Lost checked-in luggage benefit
• Trip interruption insurance with medical reason
• Return of personal effects in the event of an evacuation
• Global Crisis Management Program, powered by WorldAware

Programs included in both WorldTraveler plans:

• Indemnity Medical
• Prescription Drug
• Dental (Accidental Injury)
• Emergency Assistance Services

Optional programs:

• Dependent coverage
• Sojourn coverage*